Health Care Insurance License

These are variants of different types of health insurance coverage but they share the same intent to reimburse the claimant should they experience medical expenses from injury or.

Health care insurance license. Health insurance is designed to provide coverage for individuals who have been injured or become ill and it protects them against some financial loss due to the medical situation. Felonies drug offenses fraud or other financial crimes within the past 5 to 10 years will often disqualify you. No formal education or experience is required to become a licensed life and health insurance agent. Sales agents must have a life and health insurance license if the scope of their duties encompasses these types of policies.

A health agent is defined as any person appointed as an agent by an insurer to solicit applications for or to negotiate and effectuate contract of health insurance as such insurance and includes an individual representing a health maintenance organization. Merely collecting payments on an insurance policy usually doesn t constitute selling and doesn t require a license. Check with your state doi if you have any reason to fear your background will be a problem. In california there are more than 30 types of license classifications issued by the producer licensing bureau in the department of insurance.

Financial company license and registration forms listing. If you ll be selling health insurance you ll need an accident and health agent a h license or a full life agent license which includes life accident and health. Health care collaboratives company licensing and registration for more information regarding any of the topics below go to the company licensing and registration home page. In 2026 the demand for insurance agents is expected to have grown by 10.

Property casualty insurance license car insurance home insurance business insurance etc life health insurance license life insurance annuities health insurance etc most insurance agents choose to get both of these licenses but if you will only sell one type of policy then you just need to choose which license fits your. Your health insurance license will allow you to sell common types of health insurance within your state like hmos ppos hsas and so on. Life health insurance exam. For example in connecticut a criminal record may disqualify you from getting a health insurance license.

Though life insurance and health insurance licenses are often issued separately many states offer a life and health license that covers both areas.