Insurance For Self Employed Canada

Special benefits offers you access to a wide range of self employed health insurance products from leading insurance providers.

Insurance for self employed canada. Self employed health insurance tips. If you are self employed you are the heart of your business and planning ahead is part of the key to your success. As a result if you re self employed in canada you re responsible for paying for your own health and dental costs not covered by public health plans. Self employed canadians can access employment insurance ei special benefits by entering into an agreement or registering with the canada employment insurance commission.

With a health insurance plan from blue cross you can protect your health your business and your finances. Don t worry canada will have you covered. Plan ahead for any unexpected costs of prescription drugs and dental visits and protect yourself with disability coverage. Owning and operating your own business can be liberating but also requires that you approach your personal insurance in a way that both protects your wellbeing and allows your business to continue to thrive if a disability prevents you from actively participating in day to day operations.

Maybe your spouse comes to the rescue or you get an hsa for your individual plan. Premiums paid for private health insurance plans hospitalization medical and dental are often eligible for deduction by the canada revenue agency but does that also apply to the self employed. Though being self employed may offer independence increased job satisfaction and a better work life balance what it doesn t offer is access to group health benefits. We ve stepped in to give you a few pointers if you re self employed and shopping for health insurance.

We sell green shield canada s prism spectra prism precision and prism continuum nationwide. There are 6 types of ei special benefits. Self employed health insurance options. There s no one to call with questions about your benefits.

Disability insurance for the self employed. Prism programs offer four distinct plans each with varying levels of coverage. If you are self employed or if you take up self employment activities while you are on ei the work that you do must be so small that you are unable to make a living from it. For the self employed an individual health insurance policy is an affordable way to gain coverage without having to spend large sums of money.

Okay as someone who s self employed you re also doubling up as your own human resources director. There are a wide variety of individual plans available and you can choose what type of policy provides the most benefit. For more detailed information on ei special benefits for self employed people maternity parental compassionate care and sickness benefits please visit the ei special. If you still feel lost there are people out there who can help.

Options for health insurance for self employed in canada.