Insurance For Vicious Dog
Dog bite related claims accounted for more than one third of all homeowners insurance liability claims paid out in 2013.
Insurance for vicious dog. Home insurance banned dog breeds. I have trusted einhorn insurance with my renters umbrella auto and dog insurance for 10 years the thing i appreciate most about this company is that they truly take the time to listen to your needs and put together a policy that ensures you are covered without any of the unnecessary fluff. The list below shows the breeds insurers tend to see as a restrictive rate factor. We offer dog bite insurance coverage for everything from an overactive chihuahua to dangerous breeds like pit bulls that most companies won t touch.
Harer 496 n w 2d 844 minn. With american family your home renters manufactured home or condo policy will provide dog liability coverage a form of financial protection against liability claims including lawsuits for accidental bodily injury or damage. When the dog attacked a two year old on the landlord s property the landlord could not be found liable a court ruled. Whether your dog has a bite history or is a breed commonly excluded.
Whether or not your dog is covered by your homeowners insurance depends on who you have as an insurance provider. Insurers have a list of dog breeds that have a history of aggression or bites. Akitas alaskan malamutes chows doberman pinschers german shepherds great danes pit bulls presa canarios rottweilers siberian. If you have a dog breed known for being vicious home insurers can consider them high risk regardless of how nice yours is.
That amounted to about 490 million with the average claim costing close. Every dog owner has to make sure his insurance covers accidents caused by his dog and provides limits that are high enough. We also insure service dogs therapy dogs working dogs bomb sniffers narcotic sniffers etc guard dogs and more. If the courts decide your dog poses a threat you risk it being put down whether it is a purebred banned breed or if its physical characteristics simply conform to one of the types mentioned in the.
Many states require liability insurance for dogs described as dangerous aggressive vicious or potentially dangerous in some states dogs from the following breeds automatically fall into this category. The landlord of a mobile home park was not a keeper of a tenant s dog under the minnesota dog bite statute because the landlord never tried to control or manage the dog. A dog can be deemed dangerous if there s a reasonable cause to believe it could hurt someone regardless of whether it does or not.
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