Insurance High Value Home
Srim has been insuring high valued homes for several years across canada.
Insurance high value home. Before we get into what you can do about a dwelling value that you find too high it s important to understand the two main reasons your dwelling value may be at that amount. Your value on your home insurance policy can increase due to one of three factors inflation insurance inspection and the cost of reconstruction. With it s unique needs srim will tailor coverages and sublimits to suit the insured. Homes that have a replacement cost of 750 000 or more are generally considered high value homes.
With high value home insurance the need to purchase separate endorsements or insurance riders in order to cover the additional value is eliminated. High value home insurance provides better quality coverage for buildings that have a higher than average value such as heritage homes or homes with special features or design elements. Can you buy specialist home insurance for high value contents. Srim offers a competitive high value homeowner s program.
Licensed in multiple states to include new york new jersey florida and california. If your rebuild value is less than 1 000 000 and you need less than 200 000 contents cover you could get a better deal with standard home insurance. Pure high value homeowners insurance. High value home insurance addresses the issue of coverage needs that extend beyond the coverage caps locked on to numerous categories by traditional homeowners insurance policies.
A relative newcomer to the high value home insurance market pure was founded by high value industry experts and has grown at over 30 per year as an increasing number of affluent households discover the insurer s unique value proposition. Home s auto s umbrella scheduled properties. Offered on a lloyd s residential excellence wording with grc and no maximum for the value of home. You can be sure your high value home insurance policy is handled with trust and professionalism and that our award winning claims team will help settle the claim with speed efficiency and courtesy.
Shop around to find the best combination of protection and price for your needs. High net worth home insurance. High value home insurance is right for you if your home is of high value and includes expensive contents and has unique features of custom or heritage. Find insurance to protect your high net worth home with the right cover for your property and valuables.
Contact our high value home associate. Call on 0800 247 1902. Some policies offer unlimited cover for single items while others will allow you to claim up to say 5 000 per item.
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