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An umbrella insurance policy is a type of personal liability coverage that goes above and beyond the amount that regular home or vehicle insurance offers.

Umbrella insurance policy business. It applies over and above the coverage afforded by your primary general liability policy if you have purchased commercial auto liability and or employers liability coverage your umbrella should include those coverages as well. An umbrella insurance policy can help cover your resulting expenses in situations like this up to your policy s limit. Travelers insurance offers both a personal and business umbrella insurance policy with limits that begin at 1 million and go up to 10 million depending on eligibility requirements. Umbrella insurance can add liability protection if the injuries and or damages are extensive.

If a customer slips and falls in your store and suffers a serious injury a business liability policy may pay for legal and medical expenses associated with a lawsuit. To own umbrella insurance you must own. How does umbrella insurance work for small business. This can put your business and property at serious risk.

Without umbrella coverage to extend your policy you would have to find a way pay for the amount it doesn t cover. An umbrella is a type of liability policy. Watercraft aircraft liability coverage for professional employees newly acquired organizations defense. Coverage is worldwide and applies to the following.

Umbrella liability insurance provides an extra layer of protection against bodily injury and or property damage.

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