Usaa Insurance Qualification Requirements

So assuming your spouse is a usaa member do this.

Usaa insurance qualification requirements. In the usaa community we strive to be a trusted place for our members to comment or ask a question about a service usaa provides connect with other members or ask questions on military life topics. Usaa bank and the credit cards are awesome as we ll see in the second part of this series but the insurance products are what make usaa special. Here are the guidelines for usaa eligibility. To be eligible to be a member of usaa one of the following must be true.

Most types of usaa insurance with the exception of life insurance are only available to people with a strong connection to the military. United services automobile association or usaa got its start back in 1922 when just 25 army officers formed a group to insure each other s cars. At first usaa insurance was a benefit only available to officers but that policy was changed in the mid 1990 s to give insurance access to all active duty. Usaa insurance is perhaps the most exclusive of all insurance companies.

Usaa which provides financial services to military personnel has expanded eligibility requirements to allow another 3 million americans to gain access to its insurance and banking products. Each month in our you asked we answered yawa series we look at the trending topics driven by. 1 you are an officer or enlisted personnel in the us military or are retired or honorably separated from the us military. While that may seem small at the time there were only 38 000 people who were eligible for usaa membership so in just six years the company had retained 20 percent of its maximum.

2 you are an officer candidate in a commissioning program academy rotc ocs ots. To get usaa insurance you must be a member of usaa. November s change inspired me to search the archives and review how the membership rules have evolved since 1922 when usaa was established to provide mutual self insurance for army officers. Then get a usaa property insurance policy.

In 1923 navy and marine corps officers became eligible. Then apply for usaa membership 3. Air force army coast guard marines or navy you can apply. If you re currently serving in the u s.

If your spouse is a member and she holds usaa property or auto insurance you are eligible to apply for usaa membership. If you re an active member of the military former member of the military eligible family member of someone in the military or a cadet or midshipmen then you may qualify for usaa insurance. Specifically if you re eligible we re huge fans of usaa auto insurance. Since the company was founded in 1922 they have restricted their policies to members of the united states military.

By 1928 the company had grown to cover 8 000 active members. Veterans of these service branches who have separated are also eligible for membership so long as the discharge type is honorable.