What Homeowners Insurance Companies Do Not Discriminate Dogs
Which insurance companies do and don t blacklist dog breeds.
What homeowners insurance companies do not discriminate dogs. Dogs such as pit bulls rottweilers chows presa canarios and akitas are often on banned dog lists by home insurance companies. Which dog breeds are blacklisted or restricted. Some companies do not restrict breeds but base the decision to offer insurance on the dog s behavior history. Originating in germany they truly do box using their front legs to play with other dogs.
However some dog breeds will require further review. Including dogs in your homeowners insurance is possible and important because of the risk that dogs pose. However not all insurance companies may cover dogs and some may deny coverage for specific breeds so it takes a little extra research when looking for insurance providers. Insurance companies are often concerned about loyal boxers who will go to great lengths to protect their.
If you re having trouble getting homeowners insurance because of your dog breed the good news is that not all insurance companies discriminate based on breed. If they do not meet our acceptability guidelines we may choose not to write the policy which home insurance companies don t discriminate based on dog breed. This information will assist you in acquiring or maintaining a homeowner s insurance policy when you own or adopt a breed of dog that may be identified by insurance companies as high risk. Not all insurance companies operate like liberty mutual as well as farmers and allstate in this regard it has to be said.
Some insurance companies also refuse to insure homeowners who have dogs with a history of aggressive behavior. Why home insurance companies discriminate against breeds. Why homeowners insurance companies blacklist dog breeds. Insurers who don t discriminate by breed include state farm amica liberty mutual nationwide and usaa.
Certain companies believe that other factors aside from the. For more information regarding insurance providers that do not discriminate based on dog breed check out the akc s homeowners insurance resource center and mspca for guides on the legalities of home insurance and pet ownership. Generally home insurance covers a homeowner s liability for dog bites. Homeowners insurance and dogs.
But some home insurance companies have lists of prohibited dog breeds they will not sell coverage to you or will exclude liability and medical.
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