Insurance For Vicious Dog
Whether or not your dog is covered by your homeowners insurance depends on who you have as an insurance provider.
Insurance for vicious dog. We offer dog bite insurance coverage for everything from an overactive chihuahua to dangerous breeds like pit bulls that most companies won t touch. Every dog owner has to make sure his insurance covers accidents caused by his dog and provides limits that are high enough. This can be accomplished with one single policy or a combination of policies. Insurers have a list of dog breeds that have a history of aggression or bites.
That amounted to about 490 million with the average claim costing close. Akitas alaskan malamutes chows doberman pinschers german shepherds great danes pit bulls presa canarios rottweilers siberian. When the dog attacked a two year old on the landlord s property the landlord could not be found liable a court ruled. With american family your home renters manufactured home or condo policy will provide dog liability coverage a form of financial protection against liability claims including lawsuits for accidental bodily injury or damage.
The list below shows the breeds insurers tend to see as a restrictive rate factor. If you have a dog breed known for being vicious home insurers can consider them high risk regardless of how nice yours is. Wonderful customer service and insurance options. A dog can be deemed dangerous if there s a reasonable cause to believe it could hurt someone regardless of whether it does or not.
Many states require liability insurance for dogs described as dangerous aggressive vicious or potentially dangerous in some states dogs from the following breeds automatically fall into this category. If the courts decide your dog poses a threat you risk it being put down whether it is a purebred banned breed or if its physical characteristics simply conform to one of the types mentioned in the. Harer 496 n w 2d 844 minn. We also insure service dogs therapy dogs working dogs bomb sniffers narcotic sniffers etc guard dogs and more.
I have trusted einhorn insurance with my renters umbrella auto and dog insurance for 10 years the thing i appreciate most about this company is that they truly take the time to listen to your needs and put together a policy that ensures you are covered without any of the unnecessary fluff. Home insurance banned dog breeds. There should be at least 100 000 for liability plus 1 000 for no fault medical payments but it is better to have at least 300 000 plus 5 000.
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